Uninsured Motorist Accident Claims

Baton Rouge Car Accident Lawyer

Getting into an auto accident with an uninsured motorist can have the potential to be a very bad situation, even if the victim is not at fault. When the driver of another vehicle doesn't have adequate insurance to cover the cost of repairs to the vehicle or medical bills resulting from a personal injury suffered in the accident, then the victim must cover those costs without any assistance. If you or someone you know has been involved in an auto accident with an uninsured or under-insured motorist and has not received adequate compensation to cover costs associated with the event contact The Layfield Law Firm, LLC to determine how to access compensation in your claim.

Uninsured Motorist Accidents and Compensation

In Louisiana, a driver who purchases auto insurance is assumed to have also purchased uninsured or under-insured motorist coverage. This type of coverage is sometimes part of an existing policy. If it is not, the law requires that the driver submit a form of rejection for the coverage. If uninsured or under-insured motorist insurance coverage is not officially rejected, then he is effectively covered in the event of such an accident.

When the insurance company does not provide benefits for injuries or damages sustained in an accident with an uninsured or under-insured motorist, the victim may consider filing an insurance bad faith claim which would contend that the insurance company is legally bound to provide benefits if no official rejection of the specific coverage has been submitted. The Layfield Law Firm, LLC will help build a thorough case for compensation in the event of an auto accident with an uninsured or under-insured motorist, and may be able to recover significant compensation for damages to your vehicle or personal injuries you may have suffered. As a hard-working personal injury lawyer, Beau Layfield of The Layfield Law Firm will fight to ensure you receive the coverage entitled to you under Louisiana state law.